{"id":125,"date":"2026-10-29T19:01:51","date_gmt":"2026-10-29T19:01:51","guid":{"rendered":"https:\/\/www.finquesmejual.es\/cat\/?page_id=125"},"modified":"2026-11-03T11:39:01","modified_gmt":"2026-11-03T11:39:01","slug":"reduccio-de-costos","status":"publish","type":"page","link":"https:\/\/www.finquesmejual.es\/cat\/reduccio-de-costos\/","title":{"rendered":"Reducci\u00f3 de costos"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><!-- ==================================================\n     P\u00c0GINA SERVEI \u2014 REDUCCI\u00d3 DE COSTOS\n     FINQUES MEJUAL\n     ================================================== -->\n\n<style>\n\/* ============================================================\n   P\u00c0GINA SERVEI \u2014 REDUCCI\u00d3 DE COSTOS\n   Prefix: fm-single-* (reutilitzable per a les 8 p\u00e0gines)\n   ============================================================ *\/\n\n.fm-single,\n.fm-single *{\n    box-sizing: border-box;\n    margin: 0;\n    padding: 0;\n}\n\n.fm-single{\n    --fm-bg: #F8F7F4;\n    --fm-bg-alt: #F2EEE6;\n    --fm-bg-deep: #EDE7DD;\n    --fm-grafit: #1E1E1E;\n    --fm-grafit-soft: #2A2A2A;\n    --fm-accent: #8C6239;\n    --fm-accent-hover: #6F4A28;\n    --fm-accent-light: #C2A281;\n    --fm-text: #4D4035;\n    --fm-text-soft: #6B5D50;\n    --fm-text-muted: #8A7F73;\n    --fm-border: #E6E1D8;\n    --fm-font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;\n    --fm-font-heading: 'Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;\n    --fm-t: 0.4s cubic-bezier(.25,1,.5,1);\n    --fm-t-slow: 0.8s cubic-bezier(.16,1,.3,1);\n\n    font-family: var(--fm-font-body);\n    color: var(--fm-text);\n    background: var(--fm-bg);\n    width: 100%;\n    overflow-x: hidden;\n}\n\n.fm-single .fm-accent-dot{\n    color: var(--fm-accent);\n}\n\n\/* ============================================================\n   1. HERO DEL SERVEI\n   ============================================================ *\/\n.fm-single-hero{\n    position: relative;\n    width: 100%;\n    min-height: 720px;\n    display: flex;\n    align-items: center;\n    background: var(--fm-grafit);\n    overflow: hidden;\n    isolation: isolate;\n}\n\n.fm-single-hero-bg{\n    position: absolute;\n    inset: 0;\n    z-index: 0;\n}\n\n.fm-single-hero-bg img{\n    width: 100%;\n    height: 100%;\n    object-fit: cover;\n    object-position: center;\n    display: block;\n    transform: scale(1.05);\n    filter: saturate(0.85) brightness(0.7);\n}\n\n.fm-single-hero-overlay{\n    position: absolute;\n    inset: 0;\n    z-index: 1;\n    background: linear-gradient(\n        135deg,\n        rgba(30,30,30,0.78) 0%,\n        rgba(30,30,30,0.62) 50%,\n        rgba(30,30,30,0.35) 100%\n    );\n    pointer-events: none;\n}\n\n.fm-single-hero-vertical{\n    position: absolute;\n    right: 2.5rem;\n    top: 50%;\n    transform: translateY(-50%) rotate(90deg);\n    transform-origin: center;\n    z-index: 2;\n    font-family: var(--fm-font-heading);\n    font-size: 0.72rem;\n    font-weight: 700;\n    letter-spacing: 0.5em;\n    color: rgba(248,247,244,0.35);\n    text-transform: uppercase;\n    white-space: nowrap;\n    pointer-events: none;\n}\n\n.fm-single-hero-vertical::before,\n.fm-single-hero-vertical::after{\n    content: '';\n    position: absolute;\n    top: 50%;\n    height: 1px;\n    width: 40px;\n    background: rgba(248,247,244,0.3);\n}\n\n.fm-single-hero-vertical::before{ right: calc(100% + 20px); }\n.fm-single-hero-vertical::after{ left: calc(100% + 20px); }\n\n.fm-single-hero-inner{\n    position: relative;\n    z-index: 3;\n    width: 100%;\n    max-width: 1400px;\n    margin: 0 auto;\n    padding: 14rem 6rem 6rem 3rem;\n}\n\n.fm-single-breadcrumb{\n    display: flex;\n    align-items: center;\n    flex-wrap: wrap;\n    gap: 0.5rem;\n    margin-bottom: 2.5rem;\n    font-family: var(--fm-font-heading);\n    font-size: 0.72rem;\n    font-weight: 600;\n    letter-spacing: 0.12em;\n    text-transform: uppercase;\n}\n\n.fm-single-breadcrumb a{\n    color: rgba(248,247,244,0.55);\n    text-decoration: none;\n    transition: color var(--fm-t);\n}\n\n.fm-single-breadcrumb a:hover{ color: var(--fm-accent-light); }\n\n.fm-single-breadcrumb-sep{\n    color: rgba(248,247,244,0.3);\n    font-weight: 400;\n}\n\n.fm-single-breadcrumb-static{\n    color: rgba(248,247,244,0.55);\n    cursor: default;\n}\n\n.fm-single-breadcrumb-current{\n    color: var(--fm-accent-light);\n}\n\n.fm-single-hero-title{\n    font-family: var(--fm-font-heading);\n    font-size: clamp(2.2rem, 4.6vw, 3.75rem);\n    font-weight: 800;\n    line-height: 1.06;\n    letter-spacing: -0.035em;\n    color: var(--fm-bg);\n    max-width: 30ch;\n    margin: 0 0 1.75rem 0;\n    text-wrap: pretty;\n}\n\n\/* Salt de l\u00ednia for\u00e7at en desktop *\/\n.fm-single-hero-break{\n    display: block;\n    content: \"\";\n    height: 0;\n    margin: 0;\n    line-height: 0;\n}\n\n.fm-single-hero-title em{\n    font-style: normal;\n    color: var(--fm-accent-light);\n    position: relative;\n    display: inline-block;\n}\n\n.fm-single-hero-title em::after{\n    content: '';\n    position: absolute;\n    left: 0;\n    bottom: 0.08em;\n    width: 100%;\n    height: 0.12em;\n    background: var(--fm-accent-light);\n    opacity: 0.3;\n    z-index: -1;\n}\n\n.fm-single-hero-lede{\n    font-family: var(--fm-font-body);\n    font-size: clamp(1rem, 1.25vw, 1.15rem);\n    font-weight: 300;\n    line-height: 1.75;\n    color: rgba(248,247,244,0.85);\n    max-width: 52ch;\n    margin: 0 0 2.5rem 0;\n}\n\n.fm-single-hero-lede strong{\n    color: var(--fm-bg);\n    font-weight: 600;\n}\n\n.fm-single-hero-actions{\n    display: flex;\n    flex-wrap: wrap;\n    gap: 1rem;\n    margin-bottom: 3rem;\n}\n\n.fm-single-btn{\n    display: inline-flex;\n    align-items: center;\n    gap: 0.6rem;\n    padding: 1rem 1.85rem;\n    font-family: var(--fm-font-heading);\n    font-size: 0.82rem;\n    font-weight: 700;\n    letter-spacing: 0.1em;\n    text-transform: uppercase;\n    text-decoration: none;\n    border-radius: 8px;\n    transition: all var(--fm-t);\n    border: 2px solid transparent;\n    white-space: nowrap;\n    cursor: pointer;\n}\n\n.fm-single-btn svg{\n    width: 15px;\n    height: 15px;\n    transition: transform var(--fm-t);\n}\n\n.fm-single-btn:hover svg{ transform: translateX(4px); }\n\n.fm-single-btn-primary{\n    background: var(--fm-accent);\n    color: var(--fm-bg);\n    border-color: var(--fm-accent);\n    box-shadow: 0 6px 20px rgba(140,98,57,0.35);\n}\n\n.fm-single-btn-primary:hover{\n    background: var(--fm-accent-hover);\n    border-color: var(--fm-accent-hover);\n    transform: translateY(-2px);\n    box-shadow: 0 10px 30px rgba(140,98,57,0.5);\n}\n\n.fm-single-btn-secondary{\n    background: rgba(248,247,244,0.08);\n    backdrop-filter: blur(10px);\n    -webkit-backdrop-filter: blur(10px);\n    color: var(--fm-bg);\n    border-color: rgba(248,247,244,0.35);\n}\n\n.fm-single-btn-secondary:hover{\n    background: rgba(248,247,244,0.15);\n    border-color: var(--fm-bg);\n    transform: translateY(-2px);\n}\n\n.fm-single-hero-meta{\n    display: flex;\n    flex-wrap: wrap;\n    gap: 1rem;\n    padding-top: 2rem;\n    border-top: 1px solid rgba(248,247,244,0.15);\n    max-width: 480px;\n}\n\n.fm-single-hero-meta-item{\n    display: flex;\n    align-items: center;\n    gap: 0.75rem;\n    font-family: var(--fm-font-heading);\n    font-size: 0.78rem;\n    font-weight: 600;\n    letter-spacing: 0.05em;\n    color: rgba(248,247,244,0.75);\n}\n\n.fm-single-hero-meta-item svg{\n    width: 20px;\n    height: 20px;\n    color: var(--fm-accent-light);\n    flex-shrink: 0;\n}\n\n\/* ============================================================\n   CLASSE COMUNA \u2014 Secci\u00f3 wrapper\n   ============================================================ *\/\n.fm-single-section{\n    position: relative;\n    width: 100%;\n    padding: 8rem 0;\n}\n\n.fm-single-inner{\n    position: relative;\n    max-width: 1400px;\n    margin: 0 auto;\n    padding: 0 3rem;\n}\n\n.fm-single-eyebrow{\n    display: inline-flex;\n    align-items: center;\n    gap: 0.75rem;\n    font-family: var(--fm-font-heading);\n    font-size: 0.72rem;\n    font-weight: 700;\n    letter-spacing: 0.24em;\n    text-transform: uppercase;\n    color: var(--fm-accent);\n    margin-bottom: 1.25rem;\n}\n\n.fm-single-eyebrow::before{\n    content: '';\n    display: inline-block;\n    width: 32px;\n    height: 1px;\n    background: var(--fm-accent);\n}\n\n.fm-single-h2{\n    font-family: var(--fm-font-heading);\n    font-size: clamp(2rem, 3.6vw, 3rem);\n    font-weight: 800;\n    line-height: 1.1;\n    letter-spacing: -0.03em;\n    color: var(--fm-grafit);\n    margin: 0;\n    text-wrap: balance;\n}\n\n.fm-single-h2 em{\n    font-style: normal;\n    color: var(--fm-accent);\n}\n\n\/* ============================================================\n   2. INTRO \/ EL NOSTRE ENFOCAMENT\n   ============================================================ *\/\n.fm-single-intro{ background: var(--fm-bg); }\n\n.fm-single-intro-grid{\n    display: grid;\n    grid-template-columns: 7fr 5fr;\n    gap: 5rem;\n    align-items: center;\n}\n\n.fm-single-intro-text p{\n    font-size: 1.02rem;\n    line-height: 1.8;\n    color: var(--fm-text-soft);\n    margin-bottom: 1.5rem;\n}\n\n.fm-single-intro-text p:last-child{ margin-bottom: 0; }\n\n.fm-single-intro-text strong{\n    color: var(--fm-grafit);\n    font-weight: 600;\n}\n\n.fm-single-intro-title{ margin-bottom: 2rem; }\n\n.fm-single-quote{\n    position: relative;\n    background: var(--fm-grafit);\n    color: var(--fm-bg);\n    padding: 3rem 2.5rem;\n    border-radius: 16px;\n    overflow: hidden;\n    isolation: isolate;\n}\n\n.fm-single-quote::before{\n    content: '';\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 4px;\n    height: 100%;\n    background: var(--fm-accent);\n}\n\n.fm-single-quote::after{\n    content: '';\n    position: absolute;\n    top: -60px;\n    right: -60px;\n    width: 240px;\n    height: 240px;\n    background: radial-gradient(circle, rgba(194,162,129,0.15), transparent 70%);\n    border-radius: 50%;\n    pointer-events: none;\n    z-index: -1;\n}\n\n.fm-single-quote-mark{\n    font-family: Georgia, serif;\n    font-size: 5rem;\n    line-height: 1;\n    color: var(--fm-accent-light);\n    opacity: 0.4;\n    margin-bottom: 0.5rem;\n    display: block;\n}\n\n.fm-single-quote-text{\n    font-family: var(--fm-font-heading);\n    font-size: 1.35rem;\n    font-weight: 600;\n    line-height: 1.4;\n    letter-spacing: -0.01em;\n    color: var(--fm-bg);\n    margin: 0;\n}\n\n.fm-single-quote-text em{\n    font-style: normal;\n    color: var(--fm-accent-light);\n}\n\n\/* ============================================================\n   3. TOT EL QUE INCLOU\n   ============================================================ *\/\n.fm-single-includes{\n    background: var(--fm-bg-alt);\n    border-top: 1px solid var(--fm-border);\n    border-bottom: 1px solid var(--fm-border);\n}\n\n.fm-single-includes-head{\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 4rem;\n    align-items: end;\n    margin-bottom: 5rem;\n    padding-bottom: 3rem;\n    border-bottom: 1px solid var(--fm-border);\n}\n\n.fm-single-includes-head p{\n    font-size: 0.98rem;\n    line-height: 1.7;\n    color: var(--fm-text-soft);\n    max-width: 44ch;\n}\n\n.fm-single-includes-grid{\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 3rem 2.5rem;\n}\n\n.fm-single-include{\n    position: relative;\n    padding-top: 1.75rem;\n    border-top: 2px solid var(--fm-border);\n    transition: transform 0.6s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-include::before{\n    content: '';\n    position: absolute;\n    top: -2px;\n    left: 0;\n    width: 0;\n    height: 2px;\n    background: var(--fm-accent);\n    transition: width 0.7s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-include:hover{ transform: translateY(-3px); }\n.fm-single-include:hover::before{ width: 100%; }\n\n.fm-single-include-num{\n    position: absolute;\n    top: -1.75rem;\n    right: 0;\n    font-family: var(--fm-font-heading);\n    font-size: 0.68rem;\n    font-weight: 700;\n    letter-spacing: 0.2em;\n    color: var(--fm-text-muted);\n    transition: color 0.6s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-include:hover .fm-single-include-num{ color: var(--fm-accent); }\n\n.fm-single-include-icon{\n    width: 44px;\n    height: 44px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    border-radius: 10px;\n    background: var(--fm-bg);\n    border: 1px solid var(--fm-border);\n    color: var(--fm-accent);\n    margin-bottom: 1.25rem;\n    transition: background 0.6s cubic-bezier(.25,1,.5,1),\n                border-color 0.6s cubic-bezier(.25,1,.5,1),\n                color 0.6s cubic-bezier(.25,1,.5,1),\n                transform 0.6s cubic-bezier(.25,1,.5,1),\n                box-shadow 0.6s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-include-icon svg{\n    width: 22px;\n    height: 22px;\n    stroke-width: 1.7;\n}\n\n.fm-single-include:hover .fm-single-include-icon{\n    background: var(--fm-accent);\n    border-color: var(--fm-accent);\n    color: var(--fm-bg);\n    transform: translateY(-2px);\n    box-shadow: 0 10px 24px rgba(140,98,57,0.22);\n}\n\n.fm-single-include h3{\n    font-family: var(--fm-font-heading);\n    font-size: 1.02rem;\n    font-weight: 700;\n    line-height: 1.3;\n    color: var(--fm-grafit);\n    margin-bottom: 0.6rem;\n    letter-spacing: -0.01em;\n}\n\n.fm-single-include p{\n    font-size: 0.87rem;\n    line-height: 1.6;\n    color: var(--fm-text-soft);\n}\n\n\/* ============================================================\n   4. COM TREBALLEM (TIMELINE)\n   ============================================================ *\/\n.fm-single-process{ background: var(--fm-bg); }\n\n.fm-single-process-head{\n    text-align: center;\n    max-width: 720px;\n    margin: 0 auto 5rem;\n}\n\n.fm-single-process-head .fm-single-eyebrow{ justify-content: center; }\n\n.fm-single-process-head p{\n    font-size: 1rem;\n    line-height: 1.7;\n    color: var(--fm-text-soft);\n    margin-top: 1.5rem;\n}\n\n.fm-single-process-track{\n    position: relative;\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 2rem;\n}\n\n.fm-single-process-track::before{\n    content: '';\n    position: absolute;\n    top: 38px;\n    left: calc(12.5% + 20px);\n    right: calc(12.5% + 20px);\n    height: 1px;\n    background: linear-gradient(\n        90deg,\n        transparent 0%,\n        var(--fm-border) 10%,\n        var(--fm-border) 90%,\n        transparent 100%\n    );\n    z-index: 0;\n}\n\n.fm-single-step{\n    position: relative;\n    z-index: 1;\n    display: flex;\n    flex-direction: column;\n    align-items: center;\n    text-align: center;\n}\n\n.fm-single-step-num{\n    position: relative;\n    width: 76px;\n    height: 76px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    border-radius: 50%;\n    background: var(--fm-bg);\n    border: 2px solid var(--fm-border);\n    font-family: var(--fm-font-heading);\n    font-size: 1.35rem;\n    font-weight: 800;\n    color: var(--fm-text-soft);\n    margin-bottom: 1.5rem;\n    overflow: hidden;\n    isolation: isolate;\n    transition: border-color 0.7s cubic-bezier(.25,1,.5,1),\n                color 0.7s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-step-num::before{\n    content: '';\n    position: absolute;\n    inset: 0;\n    background: var(--fm-accent);\n    border-radius: 50%;\n    transform: scale(0);\n    transition: transform 0.7s cubic-bezier(.16,1,.3,1);\n    z-index: 0;\n}\n\n.fm-single-step-num span{\n    position: relative;\n    z-index: 1;\n}\n\n.fm-single-step:hover .fm-single-step-num{\n    border-color: var(--fm-accent);\n    color: var(--fm-bg);\n}\n\n.fm-single-step:hover .fm-single-step-num::before{ transform: scale(1); }\n\n.fm-single-step-tag{\n    display: inline-block;\n    font-family: var(--fm-font-heading);\n    font-size: 0.65rem;\n    font-weight: 700;\n    letter-spacing: 0.2em;\n    text-transform: uppercase;\n    color: var(--fm-accent);\n    margin-bottom: 0.75rem;\n}\n\n.fm-single-step h3{\n    font-family: var(--fm-font-heading);\n    font-size: 1.05rem;\n    font-weight: 700;\n    line-height: 1.3;\n    color: var(--fm-grafit);\n    margin-bottom: 0.65rem;\n    letter-spacing: -0.01em;\n    max-width: 22ch;\n}\n\n.fm-single-step p{\n    font-size: 0.85rem;\n    line-height: 1.65;\n    color: var(--fm-text-soft);\n    max-width: 26ch;\n    margin: 0 auto;\n}\n\n\/* ============================================================\n   5. PER QU\u00c8 FINQUES MEJUAL (STATS)\n   ============================================================ *\/\n.fm-single-why{\n    background: var(--fm-grafit);\n    color: var(--fm-bg);\n    position: relative;\n    overflow: hidden;\n    isolation: isolate;\n}\n\n.fm-single-why::before{\n    content: '';\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 100%;\n    height: 100%;\n    background-image:\n        radial-gradient(circle at 20% 30%, rgba(194,162,129,0.08) 0%, transparent 50%),\n        radial-gradient(circle at 80% 70%, rgba(140,98,57,0.1) 0%, transparent 50%);\n    pointer-events: none;\n    z-index: -1;\n}\n\n.fm-single-why-head{\n    max-width: 720px;\n    margin-bottom: 5rem;\n}\n\n.fm-single-why-head .fm-single-eyebrow{ color: var(--fm-accent-light); }\n.fm-single-why-head .fm-single-eyebrow::before{ background: var(--fm-accent-light); }\n.fm-single-why-head .fm-single-h2{ color: var(--fm-bg); }\n.fm-single-why-head .fm-single-h2 em{ color: var(--fm-accent-light); }\n\n.fm-single-why-stats{\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 0;\n}\n\n.fm-single-stat{\n    position: relative;\n    padding: 0 2.5rem;\n    display: flex;\n    flex-direction: column;\n    justify-content: flex-start;\n}\n\n.fm-single-stat:first-child{ padding-left: 0; }\n.fm-single-stat:last-child{ padding-right: 0; }\n\n.fm-single-stat:not(:last-child)::after{\n    content: '';\n    position: absolute;\n    top: 0;\n    bottom: 0;\n    right: 0;\n    width: 1px;\n    background: rgba(194,162,129,0.25);\n}\n\n.fm-single-stat-num{\n    font-family: var(--fm-font-heading);\n    font-size: clamp(3rem, 5.5vw, 4.75rem);\n    font-weight: 800;\n    line-height: 1;\n    letter-spacing: -0.04em;\n    color: var(--fm-accent-light);\n    margin-bottom: 1rem;\n    display: block;\n}\n\n.fm-single-stat-label{\n    font-family: var(--fm-font-heading);\n    font-size: 0.72rem;\n    font-weight: 700;\n    letter-spacing: 0.2em;\n    text-transform: uppercase;\n    color: var(--fm-bg);\n    margin-bottom: 0.75rem;\n}\n\n.fm-single-stat p{\n    font-size: 0.88rem;\n    line-height: 1.6;\n    color: rgba(248,247,244,0.65);\n}\n\n\/* ============================================================\n   6. CTA FINAL\n   ============================================================ *\/\n.fm-single-cta{\n    position: relative;\n    background: var(--fm-accent);\n    padding: 7rem 0;\n    overflow: hidden;\n    isolation: isolate;\n}\n\n.fm-single-cta::before{\n    content: '';\n    position: absolute;\n    top: -50%;\n    left: -10%;\n    width: 600px;\n    height: 600px;\n    background: radial-gradient(circle, rgba(248,247,244,0.08), transparent 70%);\n    border-radius: 50%;\n    pointer-events: none;\n    z-index: 0;\n}\n\n.fm-single-cta::after{\n    content: '';\n    position: absolute;\n    bottom: -50%;\n    right: -10%;\n    width: 500px;\n    height: 500px;\n    background: radial-gradient(circle, rgba(30,30,30,0.15), transparent 70%);\n    border-radius: 50%;\n    pointer-events: none;\n    z-index: 0;\n}\n\n.fm-single-cta-inner{\n    position: relative;\n    z-index: 1;\n    max-width: 900px;\n    margin: 0 auto;\n    padding: 0 3rem;\n    text-align: center;\n}\n\n.fm-single-cta-label{\n    display: inline-block;\n    font-family: var(--fm-font-heading);\n    font-size: 0.72rem;\n    font-weight: 700;\n    letter-spacing: 0.28em;\n    text-transform: uppercase;\n    color: rgba(248,247,244,0.75);\n    margin-bottom: 1.75rem;\n}\n\n.fm-single-cta-title{\n    font-family: var(--fm-font-heading);\n    font-size: clamp(2rem, 4.5vw, 3.6rem);\n    font-weight: 800;\n    line-height: 1.08;\n    letter-spacing: -0.03em;\n    color: var(--fm-bg);\n    margin: 0 0 1.75rem 0;\n    text-wrap: balance;\n}\n\n.fm-single-cta-title em{\n    font-style: normal;\n    color: rgba(248,247,244,0.85);\n    position: relative;\n    display: inline-block;\n}\n\n.fm-single-cta-lede{\n    font-size: 1.05rem;\n    line-height: 1.7;\n    color: rgba(248,247,244,0.85);\n    max-width: 56ch;\n    margin: 0 auto 2.5rem;\n}\n\n.fm-single-cta-btn{\n    position: relative;\n    display: inline-flex;\n    align-items: center;\n    gap: 0.7rem;\n    padding: 1.15rem 2.25rem;\n    background: var(--fm-bg);\n    color: var(--fm-grafit);\n    font-family: var(--fm-font-heading);\n    font-size: 0.85rem;\n    font-weight: 700;\n    letter-spacing: 0.12em;\n    text-transform: uppercase;\n    text-decoration: none;\n    border-radius: 8px;\n    border: 2px solid var(--fm-bg);\n    cursor: pointer;\n    overflow: hidden;\n    isolation: isolate;\n    transition: color 0.5s cubic-bezier(.25,1,.5,1),\n                border-color 0.5s cubic-bezier(.25,1,.5,1),\n                transform 0.5s cubic-bezier(.25,1,.5,1),\n                box-shadow 0.5s cubic-bezier(.25,1,.5,1);\n}\n\n.fm-single-cta-btn::before{\n    content: '';\n    position: absolute;\n    inset: 0;\n    background: var(--fm-accent-hover);\n    transform: translateX(-101%);\n    transition: transform 0.6s cubic-bezier(.16,1,.3,1);\n    z-index: -1;\n}\n\n.fm-single-cta-btn > span,\n.fm-single-cta-btn > svg{\n    position: relative;\n    z-index: 1;\n}\n\n.fm-single-cta-btn svg{\n    width: 16px;\n    height: 16px;\n    transition: transform var(--fm-t);\n}\n\n.fm-single-cta-btn:hover{\n    color: var(--fm-bg);\n    border-color: var(--fm-accent-hover);\n    transform: translateY(-3px);\n    box-shadow: 0 15px 40px rgba(111,74,40,0.45);\n}\n\n.fm-single-cta-btn:hover::before{ transform: translateX(0); }\n.fm-single-cta-btn:hover svg{ transform: translateX(5px); }\n\n\/* ============================================================\n   7. ALTRES SERVEIS\n   ============================================================ *\/\n.fm-single-related{\n    background: var(--fm-bg-deep);\n    border-top: 1px solid var(--fm-border);\n}\n\n.fm-single-related-head{\n    display: flex;\n    align-items: flex-end;\n    justify-content: space-between;\n    flex-wrap: wrap;\n    gap: 2rem;\n    margin-bottom: 3.5rem;\n    padding-bottom: 2.5rem;\n    border-bottom: 1px solid var(--fm-border);\n}\n\n.fm-single-related-head p{\n    font-size: 0.95rem;\n    line-height: 1.7;\n    color: var(--fm-text-soft);\n    max-width: 40ch;\n}\n\n.fm-single-related-grid{\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 1.25rem;\n}\n\n.fm-single-related-card{\n    position: relative;\n    display: flex;\n    align-items: center;\n    gap: 1rem;\n    padding: 1.5rem 1.35rem;\n    background: var(--fm-bg);\n    border: 1px solid var(--fm-border);\n    border-radius: 10px;\n    text-decoration: none;\n    color: var(--fm-grafit);\n    transition: all var(--fm-t);\n    isolation: isolate;\n    overflow: hidden;\n}\n\n.fm-single-related-card::before{\n    content: '';\n    position: absolute;\n    inset: 0;\n    background: var(--fm-accent);\n    transform: translateX(-101%);\n    transition: transform var(--fm-t-slow);\n    z-index: -1;\n}\n\n.fm-single-related-card:hover{\n    border-color: var(--fm-accent);\n    transform: translateY(-3px);\n    box-shadow: 0 15px 35px rgba(140,98,57,0.2);\n}\n\n.fm-single-related-card:hover::before{ transform: translateX(0); }\n\n.fm-single-related-icon{\n    width: 40px;\n    height: 40px;\n    flex-shrink: 0;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    border-radius: 8px;\n    background: var(--fm-bg-alt);\n    border: 1px solid var(--fm-border);\n    color: var(--fm-accent);\n    transition: all var(--fm-t);\n}\n\n.fm-single-related-icon svg{\n    width: 20px;\n    height: 20px;\n    stroke-width: 1.7;\n}\n\n.fm-single-related-card:hover .fm-single-related-icon{\n    background: rgba(248,247,244,0.15);\n    border-color: rgba(248,247,244,0.35);\n    color: var(--fm-bg);\n}\n\n.fm-single-related-info{\n    flex: 1;\n    min-width: 0;\n    display: flex;\n    flex-direction: column;\n    gap: 0.25rem;\n}\n\n.fm-single-related-info strong{\n    font-family: var(--fm-font-heading);\n    font-size: 0.88rem;\n    font-weight: 700;\n    line-height: 1.25;\n    color: inherit;\n    transition: color var(--fm-t);\n}\n\n.fm-single-related-info span{\n    font-size: 0.72rem;\n    color: var(--fm-text-muted);\n    transition: color var(--fm-t);\n}\n\n.fm-single-related-card:hover .fm-single-related-info strong,\n.fm-single-related-card:hover .fm-single-related-info span{\n    color: var(--fm-bg);\n}\n\n.fm-single-related-arrow{\n    flex-shrink: 0;\n    color: var(--fm-text-muted);\n    transition: all var(--fm-t);\n}\n\n.fm-single-related-arrow svg{\n    width: 16px;\n    height: 16px;\n    display: block;\n}\n\n.fm-single-related-card:hover .fm-single-related-arrow{\n    color: var(--fm-bg);\n    transform: translateX(4px);\n}\n\n\/* ============================================================\n   ANIMACIONS D'ENTRADA\n   ============================================================ *\/\n.fm-single-anim{\n    opacity: 0;\n    transform: translateY(28px);\n    transition: opacity 0.8s cubic-bezier(.16,1,.3,1),\n                transform 0.8s cubic-bezier(.16,1,.3,1);\n}\n\n.fm-single-anim.fm-visible{\n    opacity: 1;\n    transform: translateY(0);\n}\n\n\/* ============================================================\n   RESPONSIVE\n   ============================================================ *\/\n@media (max-width: 1100px){\n    .fm-single-hero{ min-height: 620px; }\n    .fm-single-hero-inner{ padding: 12rem 4rem 5rem 2rem; }\n    .fm-single-hero-vertical{ right: 1.5rem; font-size: 0.65rem; }\n    .fm-single-inner{ padding: 0 2rem; }\n    .fm-single-section{ padding: 6rem 0; }\n    .fm-single-intro-grid{ grid-template-columns: 1fr; gap: 3rem; }\n    .fm-single-includes-head{ grid-template-columns: 1fr; gap: 2rem; margin-bottom: 3.5rem; }\n    .fm-single-includes-grid{ grid-template-columns: repeat(2, 1fr); gap: 2.5rem 2rem; }\n    .fm-single-process-track{ grid-template-columns: repeat(2, 1fr); gap: 3rem 2rem; }\n    .fm-single-process-track::before{ display: none; }\n    .fm-single-why-stats{ grid-template-columns: repeat(2, 1fr); gap: 3rem 0; }\n    .fm-single-stat{ padding: 0 1.5rem; }\n    .fm-single-stat:nth-child(2)::after{ display: none; }\n    .fm-single-stat:nth-child(odd){ padding-left: 0; }\n    .fm-single-stat:nth-child(even){ padding-right: 0; }\n    .fm-single-stat:nth-child(3)::after,\n    .fm-single-stat:nth-child(4)::after{ display: none; }\n    .fm-single-related-grid{ grid-template-columns: repeat(2, 1fr); }\n}\n\n@media (max-width: 768px){\n    .fm-single-hero{ min-height: auto; }\n    .fm-single-hero-inner{ padding: 10rem 1.5rem 4rem; }\n    .fm-single-hero-vertical{ display: none; }\n    .fm-single-hero-title{ font-size: clamp(1.9rem, 7vw, 2.6rem); }\n    .fm-single-hero-break{ display: none; }\n    .fm-single-hero-actions{ flex-direction: column; width: 100%; }\n    .fm-single-btn{ width: 100%; justify-content: center; padding: 0.95rem 1.5rem; font-size: 0.78rem; }\n    .fm-single-hero-meta{ padding-top: 1.5rem; }\n    .fm-single-section{ padding: 4.5rem 0; }\n    .fm-single-inner{ padding: 0 1.5rem; }\n    .fm-single-includes-grid{ grid-template-columns: 1fr; gap: 2.25rem; }\n    .fm-single-process-track{ grid-template-columns: 1fr; gap: 2.5rem; }\n    .fm-single-step-num{ width: 64px; height: 64px; font-size: 1.1rem; }\n    .fm-single-why-stats{ grid-template-columns: 1fr; gap: 2.5rem; }\n    .fm-single-stat{ padding: 0 !important; }\n    .fm-single-stat::after{ display: none !important; }\n    .fm-single-stat{ padding-bottom: 2.5rem !important; border-bottom: 1px solid rgba(194,162,129,0.25); }\n    .fm-single-stat:last-child{ padding-bottom: 0 !important; border-bottom: none; }\n    .fm-single-cta{ padding: 5rem 0; }\n    .fm-single-related-head{ flex-direction: column; align-items: flex-start; gap: 1rem; margin-bottom: 2.5rem; padding-bottom: 1.75rem; }\n    .fm-single-related-grid{ grid-template-columns: 1fr; }\n    .fm-single-quote{ padding: 2.25rem 1.75rem; }\n    .fm-single-quote-text{ font-size: 1.15rem; }\n}\n\n@media (max-width: 480px){\n    .fm-single-inner{ padding: 0 1.25rem; }\n    .fm-single-hero-inner{ padding: 8.5rem 1.25rem 3rem; }\n    .fm-single-cta-inner{ padding: 0 1.5rem; }\n}\n\n@media (prefers-reduced-motion: reduce){\n    .fm-single-anim{ opacity: 1 !important; transform: none !important; transition: none !important; }\n    .fm-single * { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }\n}\n<\/style>\n\n<!-- ==================================================\n     HTML DE LA P\u00c0GINA\n     ================================================== -->\n<main class=\"fm-single\">\n\n    <!-- ============ 1. HERO DEL SERVEI ============ -->\n    <section class=\"fm-single-hero\">\n\n        <div class=\"fm-single-hero-bg\">\n            <img decoding=\"async\"\n                src=\"https:\/\/www.finquesmejual.es\/cat\/wp-content\/uploads\/2026\/10\/reducir-costes-comunidad-1.webp\"\n                alt=\"Reducci\u00f3 de costos i finances en comunitats de propietaris per Finques Mejual\"\n                fetchpriority=\"high\"\n            >\n        <\/div>\n        <div class=\"fm-single-hero-overlay\"><\/div>\n\n        <span class=\"fm-single-hero-vertical\" aria-hidden=\"true\">SERVEIS<\/span>\n\n        <div class=\"fm-single-hero-inner\">\n\n            <nav class=\"fm-single-breadcrumb\" aria-label=\"Breadcrumb\">\n                <a href=\"\/\">Inici<\/a>\n                <span class=\"fm-single-breadcrumb-sep\">\/<\/span>\n                <span class=\"fm-single-breadcrumb-static\">Serveis<\/span>\n                <span class=\"fm-single-breadcrumb-sep\">\/<\/span>\n                <span class=\"fm-single-breadcrumb-current\">Reducci\u00f3 de costos<\/span>\n            <\/nav>\n\n            <h1 class=\"fm-single-hero-title\">\n                Reduir costos no va de<br class=\"fm-single-hero-break\">\n                retallar serveis.<br class=\"fm-single-hero-break\">\n                <em>Va de negociar millor cada contracte.<\/em>\n            <\/h1>\n\n            <p class=\"fm-single-hero-lede\">\n                La majoria de comunitats paguen de m\u00e9s en assegurances, neteja, ascensors i subministraments. <strong>Auditem cada contracte i renegociem amb prove\u00efdors<\/strong> perqu\u00e8 la teva comunitat pagui el just sense perdre ni un servei.\n            <\/p>\n\n            <div class=\"fm-single-hero-actions\">\n                <a href=\"#fm-formulario\" class=\"fm-single-btn fm-single-btn-primary\" data-fm-tab=\"presupuesto\">\n                    Demanar auditoria de costos\n                    <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                    <\/svg>\n                <\/a>\n            <\/div>\n\n            <div class=\"fm-single-hero-meta\">\n                <span class=\"fm-single-hero-meta-item\">\n                    <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\">\n                        <path d=\"M23 18l-9.5-9.5-5 5L1 6M17 18h6v-6\"\/>\n                    <\/svg>\n                    Estalvi mitj\u00e0 del 15% el primer any\n                <\/span>\n                <span class=\"fm-single-hero-meta-item\">\n                    <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\">\n                        <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/>\n                        <path d=\"m9 12 2 2 4-4\"\/>\n                    <\/svg>\n                    Sense retallar cap servei\n                <\/span>\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- ============ 2. EL NOSTRE ENFOCAMENT ============ -->\n    <section class=\"fm-single-section fm-single-intro\">\n        <div class=\"fm-single-inner\">\n\n            <div class=\"fm-single-intro-grid\">\n\n                <div class=\"fm-single-intro-text fm-single-anim\">\n                    <span class=\"fm-single-eyebrow\">El nostre enfocament<\/span>\n                    <h2 class=\"fm-single-h2 fm-single-intro-title\">\n                        La majoria de les comunitats no ho sap. <em>Per\u00f2 paga de m\u00e9s.<\/em>\n                    <\/h2>\n\n                    <p>\n                        Contractes de neteja signats fa 8 anys i mai revisats. Assegurances amb cobertures duplicades. Ascensors amb manteniment sobredimensionat. Subministraments amb tarifes obsoletes. <strong>\u00c9s la realitat de 9 de cada 10 comunitats<\/strong> que arriben al nostre despatx.\n                    <\/p>\n\n                    <p>\n                        El problema gaireb\u00e9 mai \u00e9s un prove\u00efdor abusiu. \u00c9s la <strong>falta de revisi\u00f3 peri\u00f2dica<\/strong>: ning\u00fa compara, ning\u00fa negocia, ning\u00fa audita. I any rere any, la comunitat paga un preu que ja no correspon al mercat.\n                    <\/p>\n\n                    <p>\n                        A Finques Mejual fem el que cap administrador fa per defecte: <strong>auditar cada contracte, comparar amb el mercat i renegociar<\/strong>. Sense retallar serveis. Sense baixar la qualitat. Simplement pagant el que correspon.\n                    <\/p>\n                <\/div>\n\n                <aside class=\"fm-single-quote fm-single-anim\">\n                    <span class=\"fm-single-quote-mark\">\"<\/span>\n                    <p class=\"fm-single-quote-text\">\n                        L'estalvi real no est\u00e0 a retallar. Est\u00e0 a <em>revisar cada any el que ja est\u00e0s pagant<\/em>.\n                    <\/p>\n                <\/aside>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n    <!-- ============ 3. TOT EL QUE INCLOU ============ -->\n    <section class=\"fm-single-section fm-single-includes\">\n        <div class=\"fm-single-inner\">\n\n            <div class=\"fm-single-includes-head fm-single-anim\">\n                <div>\n                    <span class=\"fm-single-eyebrow\">Tot el que inclou<\/span>\n                    <h2 class=\"fm-single-h2\">\n                        Vuit peces que treballen juntes<span class=\"fm-accent-dot\">.<\/span>\n                    <\/h2>\n                <\/div>\n                <p>\n                    Auditem cada partida del pressupost de la teva comunitat, comparem amb el mercat i renegociem amb cada prove\u00efdor. Sense baixar la qualitat del servei.\n                <\/p>\n            <\/div>\n\n            <div class=\"fm-single-includes-grid\">\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">01<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"\/>\n                            <path d=\"M14 2v6h6M16 13H8M16 17H8M10 9H8\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Auditoria de contractes<\/h3>\n                    <p>Revisem tots els contractes vigents: preus, terminis, cobertures i cl\u00e0usules abusives.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">02<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M23 18l-9.5-9.5-5 5L1 6M17 18h6v-6\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Comparativa amb mercat<\/h3>\n                    <p>Comparem cada servei amb tres prove\u00efdors alternatius i amb les tarifes actuals.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">03<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2M9 11a4 4 0 1 0 0-8 4 4 0 0 0 0 8zM23 21v-2a4 4 0 0 0-3-3.87M16 3.13a4 4 0 0 1 0 7.75\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Renegociaci\u00f3 directa<\/h3>\n                    <p>Negociem amb cada prove\u00efdor les condicions i aconseguim millors preus pel mateix servei.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">04<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/>\n                            <path d=\"m9 12 2 2 4-4\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Optimitzaci\u00f3 d'assegurances<\/h3>\n                    <p>Revisem les p\u00f2lisses per eliminar duplicitats i cobertures innecess\u00e0ries.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">05<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M13 2L3 14h9l-1 8 10-12h-9l1-8z\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Control de subministraments<\/h3>\n                    <p>Analitzem factures de llum, aigua i gas per detectar tarifes obsoletes o consums an\u00f2mals.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">06<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <circle cx=\"12\" cy=\"12\" r=\"10\"\/>\n                            <path d=\"M12 8v4M12 16h.01\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Detecci\u00f3 de duplicats<\/h3>\n                    <p>Identifiquem c\u00e0rrecs repetits, factures sense contracte i serveis que ja no es presten.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">07<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M12 1v22M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Acc\u00e9s a subvencions<\/h3>\n                    <p>Identifiquem ajudes p\u00fabliques i subvencions que la comunitat pot sol\u00b7licitar.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-include fm-single-anim\">\n                    <span class=\"fm-single-include-num\">08<\/span>\n                    <div class=\"fm-single-include-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M3 3v18h18\"\/>\n                            <path d=\"m19 9-5 5-4-4-3 3\"\/>\n                        <\/svg>\n                    <\/div>\n                    <h3>Reporting d'estalvi<\/h3>\n                    <p>Et presentem un informe anual amb l'estalvi aconseguit i les millores aplicades.<\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n    <!-- ============ 4. COM TREBALLEM ============ -->\n    <section class=\"fm-single-section fm-single-process\">\n        <div class=\"fm-single-inner\">\n\n            <div class=\"fm-single-process-head fm-single-anim\">\n                <span class=\"fm-single-eyebrow\">Com treballem<\/span>\n                <h2 class=\"fm-single-h2\">\n                    Quatre passos. <em>Zero fricci\u00f3.<\/em>\n                <\/h2>\n                <p>\n                    Auditem, comparem, renegociem i mesurem. Tot el proc\u00e9s, en un m\u00e0xim de tres mesos.\n                <\/p>\n            <\/div>\n\n            <div class=\"fm-single-process-track\">\n\n                <div class=\"fm-single-step fm-single-anim\">\n                    <div class=\"fm-single-step-num\"><span>01<\/span><\/div>\n                    <span class=\"fm-single-step-tag\">Pas 01<\/span>\n                    <h3>Auditoria inicial<\/h3>\n                    <p>Recopilem tots els contractes i factures dels \u00faltims 12 mesos de la comunitat.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-step fm-single-anim\">\n                    <div class=\"fm-single-step-num\"><span>02<\/span><\/div>\n                    <span class=\"fm-single-step-tag\">Pas 02<\/span>\n                    <h3>An\u00e0lisi i proposta<\/h3>\n                    <p>Comparem amb el mercat i presentem un informe amb l'estalvi potencial per partida.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-step fm-single-anim\">\n                    <div class=\"fm-single-step-num\"><span>03<\/span><\/div>\n                    <span class=\"fm-single-step-tag\">Pas 03<\/span>\n                    <h3>Renegociaci\u00f3<\/h3>\n                    <p>Negociem amb cada prove\u00efdor les noves condicions i coordinem el canvi si cal.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-step fm-single-anim\">\n                    <div class=\"fm-single-step-num\"><span>04<\/span><\/div>\n                    <span class=\"fm-single-step-tag\">Pas 04<\/span>\n                    <h3>Seguiment anual<\/h3>\n                    <p>Revisem peri\u00f2dicament els contractes per assegurar que l'estalvi es mant\u00e9 en el temps.<\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n    <!-- ============ 5. PER QU\u00c8 FINQUES MEJUAL ============ -->\n    <section class=\"fm-single-section fm-single-why\">\n        <div class=\"fm-single-inner\">\n\n            <div class=\"fm-single-why-head fm-single-anim\">\n                <span class=\"fm-single-eyebrow\">Per qu\u00e8 Finques Mejual<\/span>\n                <h2 class=\"fm-single-h2\">\n                    Estalvi real, mesurat i documentat. <em>Aquestes s\u00f3n les dades.<\/em>\n                <\/h2>\n            <\/div>\n\n            <div class=\"fm-single-why-stats\">\n\n                <div class=\"fm-single-stat fm-single-anim\">\n                    <span class=\"fm-single-stat-num\">-15%<\/span>\n                    <span class=\"fm-single-stat-label\">Estalvi mitj\u00e0<\/span>\n                    <p>en el primer any d'auditoria, sense retallar cap servei a la comunitat.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-stat fm-single-anim\">\n                    <span class=\"fm-single-stat-num\">+120<\/span>\n                    <span class=\"fm-single-stat-label\">Auditories realitzades<\/span>\n                    <p>en comunitats del Baix Llobregat en els \u00faltims 5 anys.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-stat fm-single-anim\">\n                    <span class=\"fm-single-stat-num\">3 mesos<\/span>\n                    <span class=\"fm-single-stat-label\">Temps mitj\u00e0<\/span>\n                    <p>des que comencem l'auditoria fins que l'estalvi es reflecteix a les quotes.<\/p>\n                <\/div>\n\n                <div class=\"fm-single-stat fm-single-anim\">\n                    <span class=\"fm-single-stat-num\">0<\/span>\n                    <span class=\"fm-single-stat-label\">Serveis retallats<\/span>\n                    <p>perqu\u00e8 l'estalvi surt de negociar, no de baixar la qualitat.<\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n    <!-- ============ 6. CTA FINAL ============ -->\n    <section class=\"fm-single-cta\">\n        <div class=\"fm-single-cta-inner fm-single-anim\">\n            <span class=\"fm-single-cta-label\">Parlem<\/span>\n            <h2 class=\"fm-single-cta-title\">\n                Quant est\u00e0 pagant de m\u00e9s <em>la teva comunitat<\/em>?\n            <\/h2>\n            <p class=\"fm-single-cta-lede\">\n                Demana'ns una auditoria inicial sense comprom\u00eds. Et diem qu\u00e8 es pot estalviar i com aconseguir-ho en menys de 90 dies.\n            <\/p>\n            <a href=\"#fm-formulario\" class=\"fm-single-cta-btn\" data-fm-tab=\"presupuesto\">\n                <span>Sol\u00b7licitar auditoria gratu\u00efta<\/span>\n                <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                <\/svg>\n            <\/a>\n        <\/div>\n    <\/section>\n\n    <!-- ============ 7. ALTRES SERVEIS ============ -->\n    <section class=\"fm-single-section fm-single-related\">\n        <div class=\"fm-single-inner\">\n\n            <div class=\"fm-single-related-head fm-single-anim\">\n                <div>\n                    <span class=\"fm-single-eyebrow\">Altres serveis<\/span>\n                    <h2 class=\"fm-single-h2\">\n                        Tot el que t'oferim<span class=\"fm-accent-dot\">.<\/span>\n                    <\/h2>\n                <\/div>\n                <p>\n                    Cada comunitat t\u00e9 necessitats diferents. Aquests s\u00f3n els serveis que oferim.\n                <\/p>\n            <\/div>\n\n            <div class=\"fm-single-related-grid\">\n\n                <a href=\"\/mejual\/gestion-de-comunidades-de-propietarios\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M3 21h18M5 21V7l8-4v18M19 21V11l-6-4M9 9v.01M9 12v.01M9 15v.01M9 18v.01\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Gesti\u00f3 de comunitats<\/strong>\n                        <span>Administraci\u00f3 integral<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/resolucion-de-incidencias\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M14.7 6.3a1 1 0 0 0 0 1.4l1.6 1.6a1 1 0 0 0 1.4 0l3.77-3.77a6 6 0 0 1-7.94 7.94l-6.91 6.91a2.12 2.12 0 0 1-3-3l6.91-6.91a6 6 0 0 1 7.94-7.94l-3.76 3.76z\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Resoluci\u00f3 d'incid\u00e8ncies<\/strong>\n                        <span>Resposta r\u00e0pida<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/obras-y-mantenimientos\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M2 20h20M4 20V8l8-5 8 5v12M9 20v-6h6v6\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Obres i manteniments<\/strong>\n                        <span>Rehabilitacions<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/resolucion-de-conflictos\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2M9 11a4 4 0 1 0 0-8 4 4 0 0 0 0 8zM23 21v-2a4 4 0 0 0-3-3.87M16 3.13a4 4 0 0 1 0 7.75\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Resoluci\u00f3 de conflictes<\/strong>\n                        <span>Mediaci\u00f3<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/reclamacion-de-deudas\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M12 1v22M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Reclamaci\u00f3 de deutes<\/strong>\n                        <span>Recuperaci\u00f3<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/cumplimiento-normativo\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/>\n                            <path d=\"m9 12 2 2 4-4\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Compliment normatiu<\/strong>\n                        <span>Legalitat<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n                <\/a>\n\n                <a href=\"\/mejual\/asesoramiento-juridico\/\" class=\"fm-single-related-card fm-single-anim\">\n                    <span class=\"fm-single-related-icon\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"\/>\n                            <path d=\"M14 2v6h6M16 13H8M16 17H8M10 9H8\"\/>\n                        <\/svg>\n                    <\/span>\n                    <span class=\"fm-single-related-info\">\n                        <strong>Assessorament jur\u00eddic<\/strong>\n                        <span>Defensa legal<\/span>\n                    <\/span>\n                    <span class=\"fm-single-related-arrow\">\n                        <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"\/>\n                        <\/svg>\n                    <\/span>\n               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